Pricing

Free gets you moving. Pro keeps the plan with you.

The planner itself is $0 — strategies, charts, check-ins, a Google Sheet workbook, CSV save. Pro is the workspace around it: login, cloud sync, and a PDF you would actually hand to someone.

Pebble · always free

The planner

$0

Forever. No account required.

  • Unlimited manual debts
  • Snowball, avalanche, and cash-flow views
  • The next payment to make this month
  • Charts, payoff steps, debt-free date
  • Promo deadline warnings
  • Snowflake payments — holiday cash, refunds, windfalls
  • Google Sheet workbook you can fill in
  • Manual CSV save and reload
  • No account required
The Emperor

Pro

$49 lifetime

or $5/month, cancel anytime

  • Everything in Free
  • A private login (the Emperor keeps the keys)
  • Cloud-saved plan and progress
  • Same plan on every device
  • A PDF you would actually hand to someone
  • Your record: months logged, streak, real progress
  • Printable debt-by-debt payoff table
  • Every future Pro upgrade, included
Sample Pro PDF: debt-free date, interest saved, a march-to-zero chart, the payoff order, and year-by-year progress on one page

The Pro PDF, on the demo plan — tap to see it full size

Mark your first payment in the planner and Pro is free for 30 days. Checkout lives in the app after you have a plan — Stripe, 30-day refund, no questions asked.

See the finish line first.

Build the free plan now — about 90 seconds, no signup. Upgrade only if you want the plan on every device.